Remove Judgment Lien Now

Hi ****,
It sounds like you have a complex situation with a judgment lien placed by the city. Here are some general points that might help you understand your situation better:
- **Judgment Lien Duration**: In California, a judgment lien on real property lasts for 10 years but can be renewed.
- **BMR Program**: Properties under Below Market Rate (BMR) programs often have restrictions and conditions that can affect title and refinancing.
- **Title Issues**: If the lien was not recorded initially, there might be legal grounds to challenge its enforceability.
To assist further, could you specify which city placed the lien and if you have any documentation regarding the lien or the BMR program?
Engaging a real estate attorney experienced in California's property laws and BMR programs would be beneficial.

Feel free to ask more questions or provide additional details!

Hi ****,
Thank you for providing additional details. Here are some points that might assist you:
- **Judgment Lien Duration**: In California, a judgment lien on real property lasts for 10 years but can be renewed.
- **Social Security Disability**: If you're on Social Security Disability, you may have some protections and options for negotiation.
- **Documentation**: Having all the documentation will be crucial in understanding and potentially contesting the lien.
To provide more tailored information, could you specify which city placed the lien?

Feel free to ask more questions or provide additional details!

Hi ****,
Thank you for the details. Here are some general points that might help with your situation:
- **Judgment Lien Duration**: In California, a judgment lien on real property lasts for 10 years but can be renewed.
- **Social Security Disability**: You may have certain protections and options for negotiation.
- **BMR Program**: Properties under BMR programs often come with restrictions that affect title and refinancing.
For legal assistance, you may want to contact the San Mateo County Superior Court for further guidance:

Feel free to ask more questions or provide additional details!

Hi ****,
When you speak with the lawyer today, you can explain your situation as follows:
*. **Introduction**:
- Mention that you have a judgment lien on your home placed by the City of San Mateo.

*. **Background**:
- State that you purchased the home under the Below Market Rate (BMR) program in *.
- Note that the lien was not recorded in the Title of the property originally.
*. **Refinancing**:
- Explain that you refinanced the property in *, and the banks and title company did not find any legal barriers then.
*. **Financial Hardship**:
- Mention that in *, during the global economic collapse, you faced financial hardship.
- You contacted the city, which then requested you to transfer the property title under their name and subsequently placed a lien on the property.
*. **Current Situation**:
- Highlight that this is your only home and you are currently on Social Security Disability.
- Mention you have all the relevant documentation regarding the lien and BMR program.
*. **Objective**:
- State that you are seeking legal assistance to negotiate with the city and possibly contest the lien.
Feel free to ask

You're welcome, ****! I'm glad I could help. If you have any more questions or need further assistance, please don't hesitate to ask. Good luck with your meeting!

Do you need help with a specific type of issue or negotiation with the city regarding disability accommodations? This will help me provide more accurate information.

I understand that you are facing a legal issue with the city of San Mateo regarding a house purchased under the Below Market Rate (BMR) program. The city has filed a lawsuit after you refinanced the property, and the Grand Deed did not include necessary legal barriers recognizable to lenders and title companies.
To better assist you, could you clarify if you are seeking information on:
*. Legal rights and obligations under the BMR program?
*. Possible defenses against the lawsuit filed by the city?
*. Resources for legal assistance or representation?
Please specify so I can provide more targeted information.

I'm sorry to hear about your situation. To better assist you, could you please clarify whether you are looking for:
*. Information on how to negotiate or remove the lien.
*. Assistance with defending against the lawsuit filed by the City of San Mateo.
Understanding this will help provide more accurate guidance.

Thank you for the information. It seems like you need guidance on removing a lien placed by the City of San Mateo and defending against their lawsuit concerning a refinancing issue under the BMR program.
Here are some general steps you might consider:
- **Review BMR Program Guidelines**: Understand your rights and obligations under the BMR program.
- **Lien Removal**: Consult with a real estate attorney to explore options for negotiating or legally challenging the lien.
- **Financial Hardship and Disability**: Inform the city of your permanent disability and financial hardship, which might influence their willingness to negotiate.
Would you like more detailed information on any of these steps?

I understand that you are dealing with a lien placed by the City of San Mateo on a property purchased under the Below Market Rate (BMR) program, and you're on permanent disability. Here’s some information that might help:
- **Financial Hardship and Disability**: Write a letter to the City of San Mateo explaining your permanent disability and financial hardship. Include medical documentation and any proof of income to strengthen your case.
Would you like more detailed information on how to draft this letter or any other specific guidance?

I'm sorry to hear about your situation. Here are some tips on drafting a letter to the City of San Mateo regarding your financial hardship and permanent disability:
- **Introduction**: Clearly state the purpose of your letter.
- **Explain Your Situation**: Describe your financial hardship and permanent disability.
- **Provide Documentation**: Attach medical documentation and proof of income.
- **Request**: Specify what you are asking for (removal of lien, negotiation, etc.).
- **Conclusion**: Thank them for their consideration.
Would you like a sample letter template?

Certainly! Below is a sample letter template that you can use to draft your letter to the City of San Mateo regarding your financial hardship and permanent disability.
---
[Your Name]
[Your Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]
[Date]
City of San Mateo
[Department Name, if known]
[Address]
San Mateo, CA [ZIP Code]
Dear [Recipient's Name/Department],
Subject: Request for Consideration Due to Financial Hardship and Permanent Disability
I hope this letter finds you well. I am writing to formally request your consideration regarding the lien placed on my property located at [Property Address], which was purchased under the Below Market Rate (BMR) program.
Due to unforeseen circumstances, I am currently on permanent disability and facing significant financial hardships. These challenges have severely impacted my ability to manage the lien on my property. Below, I have provided detailed information on my situation:
*. **Financial Hardship**:
- I have been experiencing severe financial difficulties, making it challenging to meet my financial obligations.
- Attached are [documents such as bank statements, proof of income, etc.] that illustrate my current financial situation.
*. **Permanent Disability**:

I'm sorry to hear about your situation. While the government has programs for financial and housing assistance for people with disabilities, addressing emotional struggles often requires advocacy and support.
To better assist you, are you looking for:
- Resources for emotional support?
- Legal advice on your specific housing issue?

I'm sorry to hear about your distressing situation. Here are a few steps you might consider to address your concerns:
- **Seek Legal Aid**: Contact a local legal aid organization to get free or low-cost legal advice.
- **Housing Counseling**: Look for HUD-approved housing counseling agencies for guidance on housing issues.
- **Disability Advocacy**: Reach out to organizations like Disability Rights California for support.
Would you like more details on any of these options?

I'm sorry to hear about your distress. Here are more details on the options mentioned:
- **Seek Legal Aid**:
- Contact: Legal Aid Society of San Mateo County
- Phone: (*) *-*
- Website: [www.legalaidsmc.org](http://www.legalaidsmc.org)
- **Housing Counseling**:
- Contact HUD-approved counseling agencies through the HUD website: [www.hud.gov](https://www.hud.gov)
- **Disability Advocacy**:
- Contact: Disability Rights California
- Phone: (*) *-*
- Website: [www.disabilityrightsca.org](http://www.disabilityrightsca.org)
Would you like help with anything else?

I'm sorry to hear that you're facing such difficulties. Here are a few more steps you might consider:
- **Contact Your Local Representative**: Reach out to your city council member or state representative to explain your situation and seek their assistance.
- **File a Complaint**: Consider filing a complaint with the California Department of Fair Employment and Housing (DFEH) if you believe you are being discriminated against due to your disability.
Would you like more details on either of these options?

I'm sorry to hear about your ongoing struggles. Here are more details on the options mentioned: