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Negotiating Judgment Lien Settlement
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The user is negotiating a judgment lien with the City of San Mateo due to a breach of contract 14 years ago. They plan to use 401K funds for settlement and have raised discrimination claims. The user is on permanent disability, and the stress from the situation is affecting their health. They seek to emphasize the age of the case and their health concerns in their settlement proposal. Consulting a legal professional for personalized advice is recommended.Full Conversation
I am trying to negotiate the judgment lien and they are asking me to send them the settlement.
Hi ****,
To provide you with the best general legal information, could you clarify who "they" are (e.g., a creditor, a collection agency, etc.) and if you have already reached an agreement on the settlement amount?
Understanding this will help me give you more accurate information.
To provide you with the best general legal information, could you clarify who "they" are (e.g., a creditor, a collection agency, etc.) and if you have already reached an agreement on the settlement amount?
Understanding this will help me give you more accurate information.
The government city of San Mateo placed the lien on my house because of breach of contract 14 years ago.
Hi ****,
To assist you better, could you please clarify if you have already reached an agreement on the settlement amount with the government of San Mateo, or if you are still in the negotiation process? This will help me provide more accurate information regarding your situation.
To assist you better, could you please clarify if you have already reached an agreement on the settlement amount with the government of San Mateo, or if you are still in the negotiation process? This will help me provide more accurate information regarding your situation.
I sent them this email
Hi ****,
Thank you for providing more details. To help you further, could you please clarify whether you have already reached an agreement on the settlement amount with the government of San Mateo, or if you are still negotiating the terms?
This will help me provide more accurate information regarding your situation.
Thank you for providing more details. To help you further, could you please clarify whether you have already reached an agreement on the settlement amount with the government of San Mateo, or if you are still negotiating the terms?
This will help me provide more accurate information regarding your situation.
I would like to represent myself and pay from my 401K retirement funds to remove the lien from our home.
We worked with Shawn Mason (city of San Mateo attorney) and asked him - what to do in order for our case to be accepted for review by the City counselors. There has to be a quorum for them to even discuss it.
Shawn Mason - advised so many times that our appeal was not on a legal basis but on a moral one.
Shawn Mason - The City’s “injustice” by the sale of the property - is closed. We are under emotional trauma all those years and
The City stated (in meeting with Shawn Mason) that the Grigorians were taken to court as an example to other BMR homeowners to not take out loans against BMR homes and get punished.
APPEAL considerations: we, along with the rest of the country were affected by the downturn in the market; we could not afford an attorney and our weakened emotional and financial situation was taken advantage of.
In our vulnerability we trusted Sandra (Sandy?), from the City Housing department that if we transferred the title of BMR property to the city of San Mateo - we did not have to worry. We transferred the property to the city of San Mateo in perfect condition and signed the paperwork.
The City claims that an opportunity for another family for a BMR home was lost. We are residents and taxpayers - encumbered with an excessive financial burden threatening our present income and future retirement finances.
Additionally - there was no disadvantage to the City as an entity, in that they benefited financially at the sale of * Wayne way property.
We are also troubled that we were discriminated against and taken advantage of because we are immigrants with English as a second language and disabled.
This is not necessarily full or complete - but represents the points we want to make in the appeal to the City Counselors.
Please see attached the email from the city of Shawn Mason to settle the lien for $*,*.
Looking forward to hearing from you and thank you for your assistance.
Hi ****,
Considering the complexity of your situation, here are some points to consider:
- **Self-Representation:** You have the right to represent yourself.
- **401K Funds:** Withdrawals may incur penalties and taxes.
- **Appeals:** Must be based on legal grounds; moral arguments are less likely to succeed.
- **Discrimination Claims:** Document all instances for potential legal action.
Could you clarify if you have any legal documentation supporting the discrimination claim?
Considering the complexity of your situation, here are some points to consider:
- **Self-Representation:** You have the right to represent yourself.
- **401K Funds:** Withdrawals may incur penalties and taxes.
- **Appeals:** Must be based on legal grounds; moral arguments are less likely to succeed.
- **Discrimination Claims:** Document all instances for potential legal action.
Could you clarify if you have any legal documentation supporting the discrimination claim?
they asked about discrimination and I send them examples what happened, they replied that they replied is this: Good morning Ms. Grigorian, I have relayed your complaints to the City Attorney, City Manager and Human Resources Director. After careful consideration of your complaints, the City does not believe any further action is necessary at this time.
Hi ****,
Thank you for providing all the details. Here are some general steps you could consider based on your situation:
- **Review the Settlement Offer:** Consider consulting with a legal professional to understand the implications of the $*,* settlement offer.
- **Legal Documentation:** Gather all documents related to your discrimination claim for a potential legal challenge.
- **Appeal Process:** Ensure your appeals are based on legal grounds; consulting with an attorney might be beneficial.
Would you like more information on how to document your discrimination claims or on finding legal assistance?
Thank you for providing all the details. Here are some general steps you could consider based on your situation:
- **Review the Settlement Offer:** Consider consulting with a legal professional to understand the implications of the $*,* settlement offer.
- **Legal Documentation:** Gather all documents related to your discrimination claim for a potential legal challenge.
- **Appeal Process:** Ensure your appeals are based on legal grounds; consulting with an attorney might be beneficial.
Would you like more information on how to document your discrimination claims or on finding legal assistance?
can you help me with the email to them?
Certainly, ****. Below is a suggested email draft for you to send to the City of San Mateo. Make sure to personalize it as needed:
---
Subject: Settlement Proposal for Judgment Lien on Property
Dear [Recipient's Name],
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
Could you please confirm the next steps required to finalize the settlement and address our discrimination claims?
Thank you for your time and attention to this matter. I look forward to your response.
Best regards,
**** Grigorian
---
Please ensure you attach any relevant documents or emails that support your claims and request. If you need further assistance, feel free to ask!
---
Subject: Settlement Proposal for Judgment Lien on Property
Dear [Recipient's Name],
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
Could you please confirm the next steps required to finalize the settlement and address our discrimination claims?
Thank you for your time and attention to this matter. I look forward to your response.
Best regards,
**** Grigorian
---
Please ensure you attach any relevant documents or emails that support your claims and request. If you need further assistance, feel free to ask!
also, I am on the permanent disability. and my doctor is really concern about my health. I am afraid to lose my life and this situation is making my day to day life so stressful, I do not want to be a. homeless
Hi ****,
I'm sorry to hear about your situation. Here are a few steps you can take:
- **Health Concerns:** Mention your health status and disability in your communications to emphasize the urgency and impact of the lien on your well-being.
- **Settlement Proposal:** Reiterate your willingness to settle using your 401K.
- **Legal Assistance:** Consider consulting a legal professional for personalized advice.
Would you like assistance in drafting another email that includes your health concerns?
I'm sorry to hear about your situation. Here are a few steps you can take:
- **Health Concerns:** Mention your health status and disability in your communications to emphasize the urgency and impact of the lien on your well-being.
- **Settlement Proposal:** Reiterate your willingness to settle using your 401K.
- **Legal Assistance:** Consider consulting a legal professional for personalized advice.
Would you like assistance in drafting another email that includes your health concerns?
can you help with the email and I will add my doctors note
Of course, ****. Below is a draft of the email incorporating your health concerns. Please review and personalize it as needed:
---
Subject: Urgent: Settlement Proposal for Judgment Lien on Property
Dear [Recipient's Name],
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
Could you please confirm the next steps required to finalize the settlement and address our discrimination claims?
Thank you for your time and attention to this matter. I look forward to
---
Subject: Urgent: Settlement Proposal for Judgment Lien on Property
Dear [Recipient's Name],
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
Could you please confirm the next steps required to finalize the settlement and address our discrimination claims?
Thank you for your time and attention to this matter. I look forward to
great thank you so much
You're welcome, ****! If you need any further assistance or have additional questions, feel free to ask. Here's the final draft of your email:
---
Subject: Urgent: Settlement Proposal for Judgment Lien on Property
Dear [Recipient's Name],
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
Could you please confirm the next steps required to finalize the settlement and address our discrimination claims?
Thank you for your time and attention to this matter.
---
Subject: Urgent: Settlement Proposal for Judgment Lien on Property
Dear [Recipient's Name],
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
Could you please confirm the next steps required to finalize the settlement and address our discrimination claims?
Thank you for your time and attention to this matter.
thank you so much
You're welcome, ****! I'm glad I could help. If you need any further assistance or have additional questions, feel free to reach out. Good luck with your negotiations and take care of your health.
also, they said to write the facts why they need to accept that negotiation because its a very old case
Hi ****,
I understand that you need to emphasize the reasons why the City of San Mateo should accept your settlement proposal. Here are some points you can include in your email to strengthen your negotiation:
---
**Subject: Urgent: Settlement Proposal for Judgment Lien on Property**
**Dear [Recipient's Name],**
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
**Reasons to Accept the Negotiation:**
- **Age of the Case:**
I understand that you need to emphasize the reasons why the City of San Mateo should accept your settlement proposal. Here are some points you can include in your email to strengthen your negotiation:
---
**Subject: Urgent: Settlement Proposal for Judgment Lien on Property**
**Dear [Recipient's Name],**
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
**Reasons to Accept the Negotiation:**
- **Age of the Case:**
can help me with the reason and age
Of course, ****. Here are some reasons you can include to emphasize why the City of San Mateo should accept your settlement proposal:
---
**Subject: Urgent: Settlement Proposal for Judgment Lien on Property**
**Dear [Recipient's Name],**
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
**Reasons to Accept the Negotiation:**
- **Age of the Case:** The case is 14 years old, and resolving it now would
---
**Subject: Urgent: Settlement Proposal for Judgment Lien on Property**
**Dear [Recipient's Name],**
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
**Reasons to Accept the Negotiation:**
- **Age of the Case:** The case is 14 years old, and resolving it now would
can you help with the emails?
Certainly, ****. Here is the complete email, including reasons why the City of San Mateo should accept your settlement proposal:
---
**Subject: Urgent: Settlement Proposal for Judgment Lien on Property**
**Dear [Recipient's Name],**
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
**Reasons to Accept the Negotiation:**
- **Age of the Case:** The case is 14 years old, and resolving it now would bring closure
---
**Subject: Urgent: Settlement Proposal for Judgment Lien on Property**
**Dear [Recipient's Name],**
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
**Reasons to Accept the Negotiation:**
- **Age of the Case:** The case is 14 years old, and resolving it now would bring closure
thank you
You're welcome, ****. Here is the complete email, including reasons why the City of San Mateo should accept your settlement proposal:
---
**Subject: Urgent: Settlement Proposal for Judgment Lien on Property**
**Dear [Recipient's Name],**
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
**Reasons to Accept the Negotiation:**
- **Age of the Case:** The case is 14 years old, and resolving it now would bring
---
**Subject: Urgent: Settlement Proposal for Judgment Lien on Property**
**Dear [Recipient's Name],**
I hope this email finds you well. I am writing to follow up on our previous communications regarding the judgment lien placed on my property.
I would like to represent myself and use my 401K retirement funds to settle this matter. I understand that the City of San Mateo has offered to settle the lien for $*,*. I am prepared to discuss this amount and negotiate terms that are feasible for both parties.
Additionally, I have provided detailed information about the discrimination we faced during this process. Despite your response indicating no further action is necessary, I believe these concerns are significant and warrant a more thorough review.
I would also like to bring to your attention that I am on permanent disability and my doctor has expressed serious concerns about my health due to the stress caused by this situation. This ongoing stress is severely impacting my daily life and well-being, and I am fearful of becoming homeless.
**Reasons to Accept the Negotiation:**
- **Age of the Case:** The case is 14 years old, and resolving it now would bring