Ontario Title Insurance Concerns

In Ontario, this is typically governed by the Rules of Civil Procedure, specifically Rule *.* which states:
• A document may be served by leaving it with the person's lawyer or representative.
• If the person doesn't have a lawyer or representative, the document can be served at the individual's place of employment with someone in authority.

In Ontario, under Rule *.* of the Rules of Civil Procedure, the court may grant permission to serve a document in a manner not provided for in the rules, including serving a family member, if it's impossible or impractical to serve the document otherwise.

An agent might deny involvement in an action for various reasons such as lack of knowledge or trying to avoid liability. If you believe you've been improperly served, you can:
- File a motion to set aside service
- Provide evidence showing improper service
- Request the court to allow alternate methods of service
Remember, this is general advice and it's best to consult with a lawyer for your specific situation.

Could you clarify the allegations against the former employee and what your specific legal concern is related to this situation?

If a former employee denies allegations, you may need to gather evidence to support your claim. This could include documents, witnesses, or other relevant information. If the matter is serious, you may want to consider legal action. Remember to consult with a lawyer to understand your options.

A business can't generally speak on behalf of a former employee. However, in some cases, a business might be involved in legal proceedings related to the former employee's actions during their employment. This is a complex issue and it's suggested to seek legal advice.

In Ontario, a person can hold multiple positions or roles at a time. If they are a licensed lawyer and also work as a claims specialist, it's not necessarily a conflict. However, if you believe there's a conflict of interest or unethical behavior, consider reporting it to the Law Society of Ontario.

In Ontario, a lawyer working as a claims specialist is still bound by the Law Society of Ontario's Rules of Professional Conduct. However, if they are acting solely in the capacity of a claims specialist, they may also be subject to additional rules and regulations related to that role.

In Ontario, a practicing lawyer must be a member of the Law Society of Ontario. This means they are listed in the Society's directory and must adhere to its rules and stan****ds of professional conduct.

In Ontario, it's illegal to falsely represent oneself as a lawyer. Consequences can include:
- Fines or imprisonment under the Law Society Act.
- The Law Society of Ontario can take legal action.
- Individuals or businesses affected can also sue for damages.
Please consult with a legal professional for advice.

Yes, anyone can check the Law Society's directory online to verify if someone is a licensed lawyer in Ontario. This can be done by visiting the Law Society of Ontario's website and searching for their name in the Lawyer and Paralegal Directory.

Could you please clarify your question about the First Line Mortgage Insurance Policy for title? Are you looking for specific information about the policy, or do you have a particular legal concern related to it?

In Ontario, title insurance isn't mandatory for property purchases. However, it is often recommended as it provides protection against various title-related issues like fraud, survey errors, and title defects. It's best to consult with a lawyer or real estate professional.

When a bank is noted on a title insurance policy, it's typically because the bank is the mortgage lender. The bank has an insurable interest in the property, and thus, they are listed as a 'loss payee' in the event of a claim. This is common practice in Ontario.

Could you please clarify what the issue is in relation to the claim being handled by the sister company? Are you experiencing a conflict of interest or do you believe the claim is not being handled properly?

If the owner chooses not to buy title insurance in Ontario, they risk facing potential financial losses from undisclosed defects, liens, encumbrances, or fraud. The bank is typically listed on the policy to protect its mortgage interest in the property.

Yes, the bank is listed on the title insurance policy to protect its interest in the property. If there are any title-related issues, the bank's financial stake is safeguarded. However, it can also provide protection for the property owner.

Could you please clarify what you mean by "sister company fixes claim"? Are you suggesting that there is a conflict of interest, or are you experiencing issues with how your claim is being processed?

It seems you're concerned about a possible conflict of interest. In Ontario:
• Businesses are expected to act ethically and avoid conflicts of interest.
• If you believe there's a conflict, you can consult with a lawyer or report to a regulatory body.
Remember, this is general advice. For your specific situation, it's best to consult with a lawyer.

In Ontario, alternatives to title insurance can include:
• Conducting a thorough title search
• Getting a property survey
• Retaining a lawyer to resolve any title defects
These options may offer some protection, but they may not cover all potential issues. It's best to consult with a legal professional to understand your options.