Credit Card Debt Liability

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Summary

In Wisconsin, a surviving spouse is generally not responsible for the deceased spouses individual credit card debts unless they were a co-signer or the debt was for family expenses. Joint debts, like a mortgage, remain the surviving spouses responsibility. Consulting a probate attorney is advisable for a thorough understanding of your specific situation.

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I live in the state of Wisconsin, USA.
I'm sorry for your loss, Daniel. In Wisconsin, a surviving spouse is generally not responsible for individual debts of the deceased spouse. However, there are exceptions:
- If you were a co-signer on those credit cards
- If the debt was related to family expenses
These rules can be complex, so consider consulting with a probate attorney.
I was not a cosigner on the cards we jointly hold the mortgage.
Daniel, under Wisconsin law, you won't be liable for your deceased spouse's individual credit card debts. However, any joint debts, like your mortgage, remain your responsibility. Please consult a probate attorney to understand your situation better.
Thank you that was very helpful. I will do that.
You're welcome, Daniel. Don't hesitate to reach out if you have any more questions. Wishing you all the best in navigating this difficult time.