Insurance Claim Denial Options

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Summary

Missouri law mandates insurance for all drivers. If an insurance claim is denied, you may need to file a lawsuit against the at-fault driver. Local charities like United Way of Greater St. Louis and Ozarks Food Harvest may offer temporary assistance. Consult a local attorney for specific legal advice.

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my car was hit by a person with insurance,however ,the adjuster from day * after taking my statement told me the at fault driver did not have coverage the day of the accident. And if that were true how or why would they even investigate ,they would not investigate if that persomn had no insurance,I canrt get anywhere with them,My car is not driveable AND THEY denied my claim
I'm sorry to hear about your situation, Vickie. It sounds complicated.
- Missouri law requires all drivers to have insurance.
- Uninsured motorists could face penalties, including license suspension.
- If the other driver's insurance company is denying coverage, you may need to file a lawsuit against the driver.
Please consult a local attorney for specific legal advice.
I have only liability so i cant get my car fixed.Its my only way to do my job and i have to drive to my customers homes .I clean houses for a livingand 11 days i have not gone to work. Is therte any state or local agencies that would help me .I dont have friends so a go fund me would likely not work. I wish I could do that .Im out of hope here buit will be homeless if i cant get back to work. 11 days is over *.* income lost looking to lose * -* this month alone
I'm sorry to hear about your situation, Vickie. Here are some resources:
- Missouri Department of Social Services may provide temporary assistance.
- Local charities or non-profits might offer help.
- Consider seeking legal advice to potentially sue the at-fault driver.
Please reach out to these organizations for assistance.
in Missouri what are the names of some Local charities or non-profits
Here are some local charities or non-profits in Missouri:
- United Way of Greater St. Louis
- Ozarks Food Harvest
- Big Brothers Big Sisters of Eastern Missouri
- Operation Food Search
- Harvesters-The Community Food Network
Please contact these organizations for assistance.