Credit Impact On Housing
Summary
Landlords in Tigard, Oregon, can consider the credit history of all applicants, including those not financially responsible for rent. Tigard follows Oregon state laws and not Portlands Fair Housing Ordinance. If you believe theres discrimination, seek legal advice.Full Conversation
In Tigard Oregon can the credit report of a non-financial responsible applicant for housing be used adversely against the financial responsible applicant
In Oregon, landlords can consider the credit history of all applicants. However, Tigard has no specific law on this. They must comply with Fair Housing laws, which prohibit discrimination. If you feel you've been unfairly treated, you may consult a local lawyer.
What if one of the applicants has no credit but is not financially responsible for the rent
In Oregon, even if an applicant isn't financially responsible for the rent, the landlord can still consider their credit history. However, it's important to communicate the roles of each applicant to the landlord to avoid misunderstandings.
So the credit of a tenant who is not Financial responsible for rent conversely affect the person who is responsible for all of the rent
Yes, in Oregon, the credit of a non-financially responsible tenant could impact the application. It's crucial to clarify the financial responsibilities of each tenant to the landlord. If you believe you've been discriminated against, consider seeking legal counsel.
Can it be used to charge the financially responsible applicant more money even though they have new credit and are the sole person responsible for payments
In Oregon, a landlord can consider all applicants' credit histories. This can affect the rental agreement, potentially leading to higher deposits or rent. However, this must not be discriminatory. If you believe it is, seek legal advice.
Even if one of the applicants is not going to pay rent because they're just living there
Yes, even if one applicant isn't paying rent, their credit history can still impact the application in Oregon. It's key to clarify this with the landlord. If you feel there's discrimination, consider legal advice.
Is Tigard Oregon considered part of Portland Oregon with applicable laws
Yes, Tigard, Oregon is part of the Portland Metropolitan Area. However, it's a separate city with its own local government. While some laws apply throughout Oregon, each city may have specific ordinances. Always check local regulations in addition to state laws.
Does Portland's Fair ordinance regarding housing apply to Tigard Oregon
No, Portland's Fair Housing Ordinance does not apply to Tigard, Oregon. While Tigard is part of the Portland Metropolitan Area, it is a separate city and has its own local laws. Tigard landlords must adhere to Oregon's state laws and any specific Tigard ordinances.