Wrongful Foreclosure Legal Guidance
Summary
In Virginia, lenders must provide a notice of sale at least 14 days before foreclosure. You have the right to reinstate the loan 5 days before the sale. Deficiency judgments are allowed. If your lender didnt give you sufficient time to respond to a loan modification denial before foreclosure, you may have a case. Consult a local attorney to discuss potential legal remedies.Full Conversation
I am victim of wrongful foreclosure
Hello ****, I'm sorry to hear about your situation. To guide you better, can you please let me know your location? Also, could you provide some more details about the foreclosure?
Portsmouth Virginia
Hello ****, in Virginia:
- Lenders must provide a notice of sale at least 14 days prior to the foreclosure.
- You have the right to reinstate the loan 5 days before the sale.
- Deficiency judgments are allowed.
If you believe these rights were violated, you might have a case. Consider seeking local legal counsel.
On January * *, I filled out a load modification. On January * *, got denied for load modification and the house got sold on January *, * as well
Hello ****, based on your information:
- If your lender didn't give you sufficient time to respond to the loan modification denial before the foreclosure, you may have a case.
- Please consult with a local attorney to discuss potential legal remedies.