Claiming Insurance Policy Funds

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Summary

In Texas, if a trust names you as a beneficiary for insurance policies but the check is made out to the estate, check the trust document for asset disbursement provisions. If not specified, you may need to initiate probate. Consult a Texas estate attorney for detailed guidance.

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My uncle died and had a trust. In the trust I was named as beneficiary for all insurance policies except for one. The insurance company made the check out to the estate. What are my options to claim the funds?
Hello ****, Could you please clarify your location? The laws surrounding estate and trust disbursement can vary based on jurisdiction.
Is jurisdiction based on the state he resided in at the time of passing?
Yes, in general, the jurisdiction for probate matters is usually the state where the deceased person lived at the time of their death. However, the specific laws can vary between states.
Texas
Hello ****,
In Texas:
- Check if the trust document allows for the disbursement of assets not specifically named.
- If not, you may need to initiate a probate process.
- Consider seeking advice from a Texas estate attorney for specific guidance.