Wage Garnishment Limits Explained

Summary

In New Mexico, wage garnishment laws align with federal regulations. The maximum garnishment is 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less. If your garnishment order specifies different terms, it may be best to consult a local attorney for clarification.

Full Conversation

what is the MAXIMUM amount allowed to be garnished from my Paycheck
In New Mexico, wage garnishment laws are aligned with federal laws.
- The maximum amount that can be garnished is *% of your disposable earnings, or
- The amount by which your weekly earnings exceed * times the federal hourly minimum wage, whichever is less.
my garnishment reads " the garnishee SHALL PAY THE JUDGEMENT DEBTOR, whichever amount is greater one of the following
It sounds like the garnishment order has some specific terms. Could you provide the options given in the order, so I can provide better guidance?
seventy-five percent of the judgment debtors disposableearning or an amount each week equal to * times the federal minimum wage rate
It appears there might be a misunderstanding. The law in New Mexico follows federal law, which allows the lesser of:
- *% of disposable income, or
- The amount by which your weekly income exceeds * times the minimum wage.
It might be best to consult a local attorney for clarification.