Debt Limitation Period Rules

Ask Your Question For Free

Summary

In England, the limitation period for debt claims can restart if the debtor acknowledges the debt in writing or makes a payment. Offers made over the phone do not restart the limitation period. The new limitation period is generally six years from the date of acknowledgment or payment. The limitation period typically starts from the date the debt became due. For personal injury claims, it starts from the date of the injury or the date you became aware of the injury.

Full Conversation

England
Thank you for providing your location. In England, if a debtor acknowledges the debt in writing or makes a payment towards it, the limitation period can restart from the date of acknowledgment or payment. This is based on the Limitation Act *.
- A written acknowledgment or part payment restarts the limitation period.
- The new limitation period is generally six years from the acknowledgment or payment date.
Would you like more information on how to proceed with your specific situation?
If a debtor offers a payment plan over the phone, does the limitation period restart
In England, an acknowledgment of debt must be in writing to restart the limitation period under the Limitation Act *. An offer made over the phone does not restart the limitation period.
- Written acknowledgment or part payment restarts the limitation period.
- The new limitation period is six years from acknowledgment or payment.
Would you like more detailed information on your specific situation?
When do you start calculating the limitation period
In England, the limitation period typically starts from the date the cause of action arises. This means:
- For debt claims, it starts from the date the debt became due.
- For personal injury claims, it starts from the date of the injury or the date you became aware of the injury.
Would you like more details on a specific type of claim?