Disability Pay Garnishment Rules

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Summary

Social Security disability benefits are generally protected from garnishment by credit card companies in Virginia. Exceptions include federal debts, state child support, transferring benefits to another account, or commingling funds. Consult a local attorney for precise legal advice.

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Can my disability pay be frozen for an old credit card debt from 5 years ago?
In Pennsylvania, disability benefits are generally protected from creditors, including credit card companies. However, there are exceptions, such as:
- Federal debts or state child support.
- If you've transferred benefits to a different bank account.
- If you've commingled benefits with other funds.
Is your disability pay from a federal source?
I am in Virginia
Hello ****, in Virginia, similar to Pennsylvania, disability benefits are usually exempt from garnishments. Exceptions could include:
- Federal debts or state child support.
- Transferring benefits to another bank account.
- Commingling benefits with other funds.
It's essential to consult a local attorney for precise legal advice.
yes, my pay is from Social Security and direct deposited into my bank account
In Pennsylvania, federal law protects Social Security disability benefits from garnishment by credit card companies. However, keep in mind:
- If benefits are commingled with other funds, they may lose their protection.
- Transferring benefits to another account could risk their protected status.
Always consult a local attorney for accurate advice.