Credit Card Debt Clarification
Summary
As an authorized user, youre generally not responsible for a deceased spouses credit card debt. Credit card companies can reduce credit limits and transfer balances due to policy. For specific laws in Arizona, refer to Arizona Revised Statutes § 14-6103 and the Fair Credit Reporting Act (FCRA). Consult a local attorney for precise advice.Full Conversation
where is this shown
I understand your concern, April. The information I provided is generally accepted in the field of law, but for specific laws related to credit card debt after death in Arizona, you can refer to:
- Arizona Revised Statutes § *-*
- Fair Credit Reporting Act (FCRA)
However, for detailed understanding, I recommend consulting a local attorney.
this happen * yrs ago for yrs i tried to find outr why i did not know anything about
April, I understand your frustration. It seems you're seeking closure on this issue. Did you ever communicate with the credit card company directly or through a lawyer about this matter? It's important to understand any steps you've taken so far.
i learned this much later, my credit score never came in , i cnat get a loan in the last two years my chase accr was closed afe * yeaes what are righr,
I'm sorry to hear about your ongoing issues, April. It sounds like you're asking about your rights regarding your credit score and closed bank account. Did you try to dispute the credit report or contact the bank for an explanation? It's important to know in order to provide more accurate guidance.