Vehicle Repossession Documentation Rights

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Summary

In Texas, lenders are required to provide written notices for vehicle repossessions, including a notice of default and instructions on how to reclaim the vehicle. If you only received phone calls and no documentation, you may have grounds for a legal case. Consulting a local attorney is advisable to explore your options and ensure your rights are protected.

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My vehicle was recently repossessed. In which I paid the full amount my finance bank requested. After paying the amount I requested for a copy of my release form for record purposes in which they told me they won’t do.
Hello ****, could you please specify your location? Laws regarding repossessions vary by jurisdiction.
Texas
Hi ****, in Texas:
- Lenders are required to provide you with a notice of default and your rights.
- After repossession, lenders have to send a notice explaining how to get the vehicle back.
Could you confirm if you received any of these notices?
Everything was done through phone call. Never received documentation
Hello ****, if you're in Texas and haven't received any documentation, you may have a case. Proper written notice is generally required for repossessions. Consider consulting a local attorney for assistance.