Debt Collection Lawsuit Defense

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Summary

In Indiana, you have the right to request validation of the debt, attend court hearings, and seek legal counsel when sued by a third-party debt collector. Always respond promptly to avoid default judgment. A judge may order a payment plan based on your financial situation and the creditors willingness. Discuss this in court or with your attorney.

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My husband and I are being sued by a third-party debt collector and I’m not sure what we can do
Hello ****, I understand your situation is difficult. To assist you better, could you please tell me in which state you currently reside? The laws for handling third-party debt collection lawsuits can vary from state to state.
Indiana
Hello ****, in Indiana, you have the right to:
- Request validation of the debt.
- Attend the court hearing and present your case.
- Seek legal counsel.
Always respond to the lawsuit promptly to avoid default judgment. Seek professional legal help if possible.
Do you think they would allow a payment plan?
Hello ****, in Indiana, a judge can order a payment plan if you're unable to pay the debt in full. This depends on your financial situation and the creditor's willingness. It's crucial to have this discussion in court or with your attorney.