Credit Card Debt Lawsuit

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Summary

In North Carolina, the statute of limitations for credit card debt is three years. After this period, a credit card company generally cannot sue you for unpaid debt. However, acknowledging the debt or making a payment can restart the clock.

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Can a credit card company sue or get any money from me if it’s been 8 years since i made my last payment ?
Hello ****, the credit card company's ability to sue depends on your location as it's subject to the statute of limitations. Could you let me know where you're currently residing?
NC
In NC, the statute of limitations on credit card debt is three years. After this period, a credit card company generally cannot sue you for unpaid debt. However, acknowledging the debt or making a payment can restart the clock.
ok thank you!!
You're welcome, ****! If you have any other questions in the future, feel free to ask. Remember, we're here to help.