Debt Collection Vehicle Seizure

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Summary

In Ohio, a vehicle jointly owned with a fiancé and paid for by the fiancé is less likely to be seized for debt. Ohio laws provide certain exemptions and rules on secured transactions. Having proof of payment can be beneficial. Consult a local attorney for personalized advice.

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Currently have a debt collector trying to sue me for a debt owed. Worried that a judgment will be placed on me but I don’t own any assets. I have a vehicle in my name, but my fiancé is on the vehicle too and paid for the vehicle in full with his money. Could the vehicle be seized
Hello ****, could you please specify your location? Laws vary depending on the jurisdiction you're in, and I want to provide you with the most accurate information.
Ohio
In Ohio, it's less likely for the vehicle to be seized for your debt since your fiancé is also on the vehicle's title and has paid for it. However, laws can be complex and vary:
- Ohio Rev. Code § *.*: Exemptions for a debtor's motor vehicle.
- Ohio Rev. Code § *.*: Rules on secured transactions.
Consult a local attorney for personalized advice.
We can provide proof that he paid for the vehicle with bank statements and cashier check receipts
That's a great step, ****. Having proof of payment can be beneficial. However, it's crucial to consult with a local attorney who can guide you on the best way to present this evidence.