Summary
In Michigan, most retirement income is protected from garnishment. Chapter 13 bankruptcy can help manage multiple debts and halt small claims court actions. Consulting a bankruptcy attorney is crucial. Free legal aid may be available due to low income. Contact Michigan Legal Help for assistance.Full Conversation
no that is not my only major debt but its the one with Free start that are trying to take mem to small claim court
Hello Kimberly,
In Michigan, when facing multiple debts:
- You can consolidate your debts under Chapter * bankruptcy.
- You can stop the lawsuit by informing the court about your bankruptcy filing.
- Your retirement income is usually protected.
Have you considered filing for bankruptcy to manage your debts?
Yes that is what I was going to until i loss my job and then that is what made me apply for my early retirement at age *
Hello Kimberly, in Michigan, even after early retirement:
- You can still file for Chapter * bankruptcy
- It may help manage your debts and halt the small claims court action
- It's crucial to consult with a bankruptcy attorney to discuss your options.
with only get $* in income a month because this is protect funds which can not be use to pay for debt is what I was told and read
Hello Kimberly, you're correct that in Michigan, retirement income is typically protected from creditors. However:
- Chapter * bankruptcy may still be an option, despite your low income
- Consultation with a bankruptcy attorney is crucial to explore all options
- Bankruptcy can halt pending court actions
Can you afford a consultation with a bankruptcy attorney?
I had one which I had paid an attain during the time when I was employed and he was the one told me to let them put a judgment against me just dont put any money in the bank so he can no longer be my attorney
Hello Kimberly, I understand your situation. In Michigan:
- It's crucial to seek another attorney's advice if you're uncomfortable with your previous one.
- You might be eligible for free legal aid due to your income.
- You can contact Michigan Legal Help for assistance.
Can you reach out to Michigan Legal Help to discuss this?
thank you can you give me that number please
Sure, here's the contact information for Michigan Legal Help:
Michigan Legal Help
Phone: (*) *-*
Website: www.michiganlegalhelp.org you been awesome thank you so very much again
You're welcome, Kimberly! I'm glad I could assist you. If you have more questions in the future, don't hesitate to reach out. Best of luck with everything!
thank you bye now
You're welcome, Kimberly! Don't hesitate to reach out if you need any more assistance. Goodbye and take care!